My Services

My Investment Philosophy

Markets Are Efficient – What is your goal when investing? If you said, “to make money,” you’re in the same boat as 99% of other investors. Data and studies show that most active portfolio managers underperform the benchmark they’re trying to reach. I use a combination of active and passive investing only where it makes sense for your investments. 

Cost Matters – My philosophy is to separate my fee from investment recommendations where possible. Traditionally, investment management companies pay advisors—this raises the question: who are advisors working for, the investment companies, or the client? I choose to receive compensation directly from my clients, so they feel confident that my recommendations are solely for their benefit. Using a fee-based philosophy also gives me access to cheaper investments and often leads to an overall lower-cost investment portfolio. 

Sustainable – Companies that address Environmental, Social, and Governance issues are better quality companies to invest in. Why? They’re looking to the future, which means they’ll be more likely to be successful for years to come. For example, an oil company with an all Caucasian male board trying to build new wells on First Nations land with bullying tactics will likely not be around for long.

Diversified – Don’t put all your eggs in one basket. I invest in a large variety of asset classes in multiple locations around the world. A diversified investment portfolio protects against region-specific or industry-specific crashes. 

Tax-Efficient – No one likes paying taxes. Let’s make sure we’re only paying what we need to. Ensuring investments are in the correct vehicles, using efficient charitable giving, and tax-loss harvesting are all ways to keep your portfolio tax-efficient.